<?xml version="1.0" encoding="UTF-8"?>
<!--
  Main sitemap index. Hand-maintained: nothing regenerates this file.

  sitemap-general.xml lives here in public/. sitemap-lenders.xml,
  sitemap-rankings.xml and sitemap-rankings-md.xml are built by
  apps/pSEO-generator (generateSitemaps()) into R2 and served by the consumer
  worker's R2 allowlist in workers/app.ts.

  sitemap-local.xml is deliberately NOT listed here. Sitemap index files cannot
  nest — Google ignores an index referenced from another index — so it is a
  SIBLING of this file, listed separately in robots.txt and submitted on its own
  in Search Console.

  The seven sitemap-places-*.xml entries were removed 2026-08-15. They listed
  ~301,431 URLs on the retired /places/... scheme; every one 301s to
  /local/places/... (a blind prefix-prepend rule in Cloudflare, not in this repo)
  and lands on a 404. The live equivalents are /local/<slug>/... and are covered
  by sitemap-local.xml. apps/consumer/scripts/generatePlacesSitemaps.ts still
  exists and would rewrite this file with those entries if it is ever run again.
-->
<sitemapindex xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <sitemap>
    <loc>https://saferate.com/sitemap-general.xml</loc>
  </sitemap>
  <sitemap>
    <loc>https://saferate.com/sitemap-lenders.xml</loc>
  </sitemap>
  <sitemap>
    <loc>https://saferate.com/sitemap-rankings.xml</loc>
  </sitemap>
  <sitemap>
    <loc>https://saferate.com/sitemap-rankings-md.xml</loc>
  </sitemap>
</sitemapindex>
