# Best Mortgage Companie Lenders in South Carolina

**As of:** 2026-05-31

Compare the top mortgage companies offering mortgages in South Carolina. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/south-carolina/best-mortgage-lenders/mortgage-companies


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 345
- **Total Loans:** 79,023
- **Median Rate Spread:** 0.2871178247734139%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FBC MORTGAGE, LLC | 93 | 60 | 83 | 931 | Independent Mortgage Company |
| 2 | VELOCIO MORTGAGE L.L.C. | 93 | 96 | 85 | 399 | Independent Mortgage Company |
| 3 | NATION ONE MORTGAGE CORPORATION | 86 | 61 | 94 | 300 | Independent Mortgage Company |
| 4 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 3,809 | Independent Mortgage Company |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 84 | 51 | 82 | 1,302 | Independent Mortgage Company |
| 6 | First Heritage Mortgage, LLC | 84 | 51 | 89 | 1,089 | Independent Mortgage Company |
| 7 | JET HOMELOANS, LP | 80 | 71 | 77 | 250 | Independent Mortgage Company |
| 8 | LOANDEPOT.COM, LLC | 78 | 48 | 76 | 1,553 | Independent Mortgage Company |
| 9 | FREEDOM MORTGAGE CORPORATION | 78 | 55 | 67 | 1,011 | Independent Mortgage Company |
| 10 | GUARANTEED RATE, INC. | 78 | 41 | 69 | 782 | Independent Mortgage Company |
| 11 | RESOURCE FINANCIAL SERVICES, INC. | 78 | 41 | 80 | 695 | Independent Mortgage Company |
| 12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 78 | 46 | 83 | 467 | Independent Mortgage Company |
| 13 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 5,799 | Independent Mortgage Company |
| 14 | MOVEMENT MORTGAGE, LLC | 74 | 32 | 84 | 3,120 | Independent Mortgage Company |
| 15 | GUILD MORTGAGE COMPANY LLC | 74 | 25 | 83 | 1,879 | Independent Mortgage Company |
| 16 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 74 | 26 | 83 | 1,294 | Independent Mortgage Company |
| 17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 74 | 24 | 85 | 1,062 | Independent Mortgage Company |
| 18 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 74 | 25 | 90 | 838 | Independent Mortgage Company |
| 19 | CMG MORTGAGE, INC. | 74 | 33 | 81 | 814 | Independent Mortgage Company |
| 20 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 560 | Independent Mortgage Company |
| 21 | INSPIRE HOME LOANS INC. | 73 | 43 | 75 | 285 | Independent Mortgage Company |
| 22 | American Security Mortgage Corp. | 73 | 59 | 77 | 242 | Independent Mortgage Company |
| 23 | DELMAR FINANCIAL COMPANY | 73 | 45 | 72 | 216 | Independent Mortgage Company |
| 24 | Mortgage Research Center, LLC | 68 | 34 | 70 | 1,646 | Independent Mortgage Company |
| 25 | CROSSCOUNTRY MORTGAGE, LLC | 68 | 20 | 76 | 1,294 | Independent Mortgage Company |
| 26 | LOWER, LLC | 68 | 30 | 71 | 929 | Independent Mortgage Company |
| 27 | CAROLINA ONE MORTGAGE, LLC | 68 | 31 | 69 | 470 | Independent Mortgage Company |
| 28 | T2 FINANCIAL LLC | 68 | 26 | 86 | 468 | Independent Mortgage Company |
| 29 | UNION HOME MORTGAGE CORP. | 68 | 22 | 83 | 462 | Independent Mortgage Company |
| 30 | Atlantic Coast Mortgage, LLC | 68 | 37 | 84 | 256 | Independent Mortgage Company |
| 31 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 68 | 26 | 87 | 253 | Independent Mortgage Company |
| 32 | Assurance Financial Group, L.L.C. | 68 | 26 | 82 | 229 | Independent Mortgage Company |
| 33 | Alcova Mortgage LLC | 68 | 32 | 90 | 200 | Independent Mortgage Company |
| 34 | NFM, INC. | 68 | 23 | 87 | 161 | Independent Mortgage Company |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 57 | 57 | 305 | Independent Mortgage Company |
| 36 | GoodLeap, LLC | 66 | 52 | 56 | 164 | Independent Mortgage Company |
| 37 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 476 | Independent Mortgage Company |
| 38 | GUARANTEED RATE AFFINITY, LLC | 63 | 33 | 60 | 424 | Independent Mortgage Company |
| 39 | THE LOAN STORE, INC. | 63 | 40 | 77 | 311 | Independent Mortgage Company |
| 40 | AMERICAN FINANCIAL NETWORK, INC. | 63 | 28 | 71 | 270 | Independent Mortgage Company |
| 41 | TIDEWATER MORTGAGE SERVICES, INC. | 63 | 30 | 73 | 202 | Independent Mortgage Company |
| 42 | ZILLOW HOME LOANS, LLC | 63 | 31 | 63 | 198 | Independent Mortgage Company |
| 43 | Equity Prime Mortgage LLC | 63 | 20 | 66 | 196 | Independent Mortgage Company |
| 44 | PLAZA HOME MORTGAGE, INC. | 63 | 36 | 69 | 189 | Independent Mortgage Company |
| 45 | NEW AMERICAN FUNDING, LLC | 58 | 22 | 60 | 622 | Independent Mortgage Company |
| 46 | NEWREZ LLC | 58 | 35 | 59 | 510 | Independent Mortgage Company |
| 47 | CARRINGTON MORTGAGE SERVICES, LLC | 58 | 24 | 41 | 210 | Independent Mortgage Company |
| 48 | DIRECT MORTGAGE LOANS, LLC | 54 | 17 | 80 | 241 | Independent Mortgage Company |
| 49 | AMERICAN PACIFIC MORTGAGE CORPORATION | 54 | 14 | 84 | 214 | Independent Mortgage Company |
| 50 | ACOPIA, LLC | 50 | 18 | 67 | 326 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within South Carolina.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.