# Best FHA Mortgage Companie Lenders in South Carolina

**As of:** 2026-06-01

Compare the top mortgage companies for FHA loans in South Carolina.

> **Canonical URL:** https://saferate.com/south-carolina/best-mortgage-lenders/mortgage-companies/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 345
- **Total Loans:** 79,023
- **Median Rate Spread:** 0.2871178247734139%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | First Heritage Mortgage, LLC | 95 | 68 | 84 | 1,089 | Independent Mortgage Company |
| 2 | FBC MORTGAGE, LLC | 95 | 77 | 82 | 931 | Independent Mortgage Company |
| 3 | VELOCIO MORTGAGE L.L.C. | 95 | 96 | 88 | 399 | Independent Mortgage Company |
| 4 | FREEDOM MORTGAGE CORPORATION | 89 | 65 | 62 | 1,011 | Independent Mortgage Company |
| 5 | NATION ONE MORTGAGE CORPORATION | 89 | 67 | 88 | 300 | Independent Mortgage Company |
| 6 | JET HOMELOANS, LP | 89 | 88 | 84 | 250 | Independent Mortgage Company |
| 7 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 3,809 | Independent Mortgage Company |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 88 | 59 | 83 | 1,302 | Independent Mortgage Company |
| 9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 85 | 61 | 79 | 467 | Independent Mortgage Company |
| 10 | LOANDEPOT.COM, LLC | 83 | 59 | 68 | 1,553 | Independent Mortgage Company |
| 11 | American Security Mortgage Corp. | 80 | 66 | 72 | 242 | Independent Mortgage Company |
| 12 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 5,799 | Independent Mortgage Company |
| 13 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 80 | 22 | 82 | 1,294 | Independent Mortgage Company |
| 14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 20 | 82 | 1,062 | Independent Mortgage Company |
| 15 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 80 | 28 | 84 | 838 | Independent Mortgage Company |
| 16 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 560 | Independent Mortgage Company |
| 17 | THE LOAN STORE, INC. | 79 | 49 | 72 | 311 | Independent Mortgage Company |
| 18 | INSPIRE HOME LOANS INC. | 79 | 53 | 75 | 285 | Independent Mortgage Company |
| 19 | GoodLeap, LLC | 79 | 62 | 58 | 164 | Independent Mortgage Company |
| 20 | MOVEMENT MORTGAGE, LLC | 75 | 30 | 79 | 3,120 | Independent Mortgage Company |
| 21 | GUILD MORTGAGE COMPANY LLC | 75 | 29 | 80 | 1,879 | Independent Mortgage Company |
| 22 | LOWER, LLC | 75 | 29 | 66 | 929 | Independent Mortgage Company |
| 23 | CMG MORTGAGE, INC. | 75 | 32 | 79 | 814 | Independent Mortgage Company |
| 24 | GUARANTEED RATE, INC. | 75 | 38 | 68 | 782 | Independent Mortgage Company |
| 25 | T2 FINANCIAL LLC | 75 | 29 | 82 | 468 | Independent Mortgage Company |
| 26 | UNION HOME MORTGAGE CORP. | 75 | 22 | 80 | 462 | Independent Mortgage Company |
| 27 | Atlantic Coast Mortgage, LLC | 75 | 35 | 81 | 256 | Independent Mortgage Company |
| 28 | Assurance Financial Group, L.L.C. | 75 | 24 | 80 | 229 | Independent Mortgage Company |
| 29 | Alcova Mortgage LLC | 75 | 39 | 85 | 200 | Independent Mortgage Company |
| 30 | NFM, INC. | 75 | 40 | 83 | 161 | Independent Mortgage Company |
| 31 | DELMAR FINANCIAL COMPANY | 74 | 41 | 73 | 216 | Independent Mortgage Company |
| 32 | NEWREZ LLC | 73 | 52 | 56 | 510 | Independent Mortgage Company |
| 33 | RESOURCE FINANCIAL SERVICES, INC. | 71 | 37 | 79 | 695 | Independent Mortgage Company |
| 34 | CAROLINA ONE MORTGAGE, LLC | 71 | 25 | 73 | 470 | Independent Mortgage Company |
| 35 | GUARANTEED RATE AFFINITY, LLC | 71 | 33 | 63 | 424 | Independent Mortgage Company |
| 36 | AMERICAN FINANCIAL NETWORK, INC. | 71 | 25 | 69 | 270 | Independent Mortgage Company |
| 37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 71 | 38 | 79 | 253 | Independent Mortgage Company |
| 38 | ZILLOW HOME LOANS, LLC | 71 | 34 | 67 | 198 | Independent Mortgage Company |
| 39 | Equity Prime Mortgage LLC | 71 | 22 | 63 | 196 | Independent Mortgage Company |
| 40 | PLAZA HOME MORTGAGE, INC. | 71 | 30 | 65 | 189 | Independent Mortgage Company |
| 41 | Mortgage Research Center, LLC | 70 | 34 | 54 | 1,646 | Independent Mortgage Company |
| 42 | TIDEWATER MORTGAGE SERVICES, INC. | 67 | 35 | 71 | 202 | Independent Mortgage Company |
| 43 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 36 | 56 | 305 | Independent Mortgage Company |
| 44 | CARRINGTON MORTGAGE SERVICES, LLC | 66 | 29 | 56 | 210 | Independent Mortgage Company |
| 45 | AMERISAVE MORTGAGE CORPORATION | 66 | 23 | 45 | 183 | Independent Mortgage Company |
| 46 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 19 | 69 | 1,294 | Independent Mortgage Company |
| 47 | DIRECT MORTGAGE LOANS, LLC | 63 | 17 | 84 | 241 | Independent Mortgage Company |
| 48 | AMERICAN PACIFIC MORTGAGE CORPORATION | 63 | 10 | 81 | 214 | Independent Mortgage Company |
| 49 | NATIONSTAR MORTGAGE LLC | 60 | 13 | 63 | 476 | Independent Mortgage Company |
| 50 | Luminate Home Loans, Inc. | 60 | 11 | 63 | 279 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within South Carolina.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.