# Best Mortgage Companie Lenders in Springfield, MO

**As of:** 2026-05-31

Compare the top mortgage companies offering mortgages in Springfield, MO. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/springfield-mo/best-mortgage-lenders/mortgage-companies


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 68
- **Total Loans:** 5,915
- **Median Rate Spread:** 0.39795384615384616%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FLAT BRANCH MORTGAGE, INC. | 84 | 50 | 89 | 636 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 294 | Independent Mortgage Company |
| 3 | GERSHMAN INVESTMENT CORP. | 78 | 55 | 79 | 346 | Independent Mortgage Company |
| 4 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 497 | Independent Mortgage Company |
| 5 | DAS Acquisition Company, LLC | 74 | 26 | 80 | 338 | Independent Mortgage Company |
| 6 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 169 | Independent Mortgage Company |
| 7 | Mortgage Research Center, LLC | 68 | 34 | 70 | 228 | Independent Mortgage Company |
| 8 | GUILD MORTGAGE COMPANY LLC | 68 | 25 | 83 | 101 | Independent Mortgage Company |
| 9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 88 | Independent Mortgage Company |
| 10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 68 | 26 | 83 | 67 | Independent Mortgage Company |
| 11 | FREEDOM MORTGAGE CORPORATION | 66 | 55 | 67 | 48 | Independent Mortgage Company |
| 12 | LOANDEPOT.COM, LLC | 66 | 48 | 76 | 34 | Independent Mortgage Company |
| 13 | LOWER, LLC | 63 | 30 | 71 | 54 | Independent Mortgage Company |
| 14 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 53 | Independent Mortgage Company |
| 15 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 62 | 26 | 87 | 36 | Independent Mortgage Company |
| 16 | MUTUAL OF OMAHA MORTGAGE, INC. | 60 | 57 | 57 | 32 | Independent Mortgage Company |
| 17 | GoodLeap, LLC | 60 | 52 | 56 | 30 | Independent Mortgage Company |
| 18 | NEW AMERICAN FUNDING, LLC | 58 | 22 | 60 | 132 | Independent Mortgage Company |
| 19 | NEWREZ LLC | 58 | 35 | 59 | 72 | Independent Mortgage Company |
| 20 | Equity Prime Mortgage LLC | 58 | 20 | 66 | 37 | Independent Mortgage Company |
| 21 | CROSSCOUNTRY MORTGAGE, LLC | 58 | 20 | 76 | 27 | Independent Mortgage Company |
| 22 | AMERICAN FINANCIAL RESOURCES, INC. | 52 | 23 | 60 | 33 | Independent Mortgage Company |
| 23 | EVERETT FINANCIAL, INC. | 49 | 13 | 80 | 21 | Independent Mortgage Company |
| 24 | ResMac, Inc. | 46 | N/A | 45 | 33 | Independent Mortgage Company |
| 25 | PREMIER MORTGAGE RESOURCES, L.L.C. | 46 | 16 | 78 | 31 | Independent Mortgage Company |
| 26 | Click n' Close, Inc. | 42 | 1 | 59 | 25 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Springfield, MO.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.