# Best FHA Mortgage Lenders in Tacoma

**As of:** 2026-05-26

Compare the top FHA mortgage lenders in Tacoma. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/tacoma/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 116
- **Total Loans:** 10,319
- **Median Rate Spread:** 0.17276991150442478%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 865 | Independent Mortgage Company |
| 2 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 139 | Independent Mortgage Company |
| 3 | Global Federal Credit Union | 85 | 77 | 87 | 63 | Credit Union |
| 4 | LOANDEPOT.COM, LLC | 83 | 59 | 68 | 212 | Independent Mortgage Company |
| 5 | PENNYMAC LOAN SERVICES, LLC | 83 | 78 | 59 | 205 | Independent Mortgage Company |
| 6 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 616 | Independent Mortgage Company |
| 7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 20 | 82 | 365 | Independent Mortgage Company |
| 8 | NOVA FINANCIAL & INVESTMENT CORPORATION | 79 | 47 | 79 | 114 | Independent Mortgage Company |
| 9 | U.S. Bank National Association | 79 | 65 | 60 | 109 | Bank |
| 10 | 1st Security Bank of Washington | 79 | 43 | 80 | 98 | Bank |
| 11 | THE LOAN STORE, INC. | 79 | 49 | 72 | 69 | Independent Mortgage Company |
| 12 | INSPIRE HOME LOANS INC. | 79 | 53 | 75 | 64 | Independent Mortgage Company |
| 13 | MLD MORTGAGE INC. | 79 | 47 | 75 | 47 | Independent Mortgage Company |
| 14 | NEWREZ LLC | 77 | 52 | 56 | 306 | Independent Mortgage Company |
| 15 | MOVEMENT MORTGAGE, LLC | 75 | 30 | 79 | 734 | Independent Mortgage Company |
| 16 | GUILD MORTGAGE COMPANY LLC | 75 | 29 | 80 | 387 | Independent Mortgage Company |
| 17 | BAY EQUITY LLC | 75 | 37 | 72 | 282 | Independent Mortgage Company |
| 18 | CMG MORTGAGE, INC. | 75 | 32 | 79 | 272 | Independent Mortgage Company |
| 19 | NFM, INC. | 75 | 40 | 83 | 169 | Independent Mortgage Company |
| 20 | CORNERSTONE CAPITAL BANK, SSB | 75 | 30 | 85 | 76 | Bank |
| 21 | T2 FINANCIAL LLC | 75 | 29 | 82 | 71 | Independent Mortgage Company |
| 22 | Banner Bank | 74 | 71 | 57 | 54 | Bank |
| 23 | WASHINGTON STATE EMPLOYEES CREDIT UNION | 74 | 74 | 54 | 33 | Credit Union |
| 24 | HomeStreet Bank | 73 | 41 | 58 | 131 | Bank |
| 25 | GoodLeap, LLC | 73 | 62 | 58 | 31 | Independent Mortgage Company |
| 26 | PLANET HOME LENDING, LLC | 73 | 51 | 76 | 30 | Independent Mortgage Company |
| 27 | NATIONS DIRECT MORTGAGE, LLC | 73 | 46 | 68 | 25 | Independent Mortgage Company |
| 28 | CANOPY MORTGAGE, LLC | 71 | 21 | 70 | 131 | Independent Mortgage Company |
| 29 | GUARANTEED RATE, INC. | 71 | 38 | 68 | 129 | Independent Mortgage Company |
| 30 | Paramount Residential Mortgage Group, Inc. | 71 | 33 | 72 | 94 | Independent Mortgage Company |
| 31 | OriginPoint, LLC | 69 | 49 | 59 | 48 | Independent Mortgage Company |
| 32 | MASON MCDUFFIE MORTGAGE CORPORATION | 67 | 29 | 77 | 68 | Independent Mortgage Company |
| 33 | SCENIC OAKS FUNDING, LLC | 67 | 23 | 78 | 34 | Independent Mortgage Company |
| 34 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 67 | 14 | 84 | 281 | Independent Mortgage Company |
| 35 | AMERICAN PACIFIC MORTGAGE CORPORATION | 67 | 10 | 81 | 178 | Independent Mortgage Company |
| 36 | Sunflower Bank, National Association | 66 | 39 | 72 | 35 | Bank |
| 37 | Synergy One Lending, Inc. | 66 | 20 | 75 | 32 | Independent Mortgage Company |
| 38 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 66 | 30 | 75 | 24 | Independent Mortgage Company |
| 39 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 66 | 28 | 66 | 23 | Independent Mortgage Company |
| 40 | PLAZA HOME MORTGAGE, INC. | 66 | 30 | 65 | 22 | Independent Mortgage Company |
| 41 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 66 | 38 | 79 | 22 | Independent Mortgage Company |
| 42 | AMERICAN FINANCIAL NETWORK, INC. | 66 | 25 | 69 | 22 | Independent Mortgage Company |
| 43 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 19 | 69 | 695 | Independent Mortgage Company |
| 44 | ON Q FINANCIAL, LLC | 63 | 31 | 67 | 24 | Independent Mortgage Company |
| 45 | MUTUAL OF OMAHA MORTGAGE, INC. | 62 | 36 | 56 | 36 | Independent Mortgage Company |
| 46 | CARRINGTON MORTGAGE SERVICES, LLC | 62 | 29 | 56 | 28 | Independent Mortgage Company |
| 47 | Luminate Home Loans, Inc. | 60 | 11 | 63 | 111 | Independent Mortgage Company |
| 48 | NATIONSTAR MORTGAGE LLC | 60 | 13 | 63 | 76 | Independent Mortgage Company |
| 49 | RIGHT START MORTGAGE, INC. | 59 | 7 | 82 | 23 | Independent Mortgage Company |
| 50 | Cornerstone First Mortgage, Inc | 57 | 19 | 64 | 71 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Tacoma.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.