# Best VA Mortgage Lenders in Tacoma

**As of:** 2026-05-26

Compare the top VA mortgage lenders in Tacoma. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/tacoma/best-mortgage-lenders/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 116
- **Total Loans:** 10,319
- **Median Rate Spread:** 0.17276991150442478%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 95 | 64 | 83 | 865 | Independent Mortgage Company |
| 2 | PENNYMAC LOAN SERVICES, LLC | 89 | 61 | 62 | 205 | Independent Mortgage Company |
| 3 | CORNERSTONE CAPITAL BANK, SSB | 89 | 61 | 85 | 76 | Bank |
| 4 | NBKC BANK | 89 | 91 | 75 | 50 | Bank |
| 5 | MOVEMENT MORTGAGE, LLC | 88 | 45 | 81 | 734 | Independent Mortgage Company |
| 6 | CMG MORTGAGE, INC. | 88 | 54 | 81 | 272 | Independent Mortgage Company |
| 7 | FREEDOM MORTGAGE CORPORATION | 85 | 61 | 63 | 139 | Independent Mortgage Company |
| 8 | GUARANTEED RATE, INC. | 85 | 79 | 70 | 129 | Independent Mortgage Company |
| 9 | U.S. Bank National Association | 85 | 71 | 65 | 109 | Bank |
| 10 | INSPIRE HOME LOANS INC. | 85 | 66 | 78 | 64 | Independent Mortgage Company |
| 11 | Global Federal Credit Union | 85 | 75 | 86 | 63 | Credit Union |
| 12 | NEWREZ LLC | 83 | 47 | 63 | 306 | Independent Mortgage Company |
| 13 | LOANDEPOT.COM, LLC | 83 | 53 | 69 | 212 | Independent Mortgage Company |
| 14 | NAVY FEDERAL CREDIT UNION | 83 | 91 | 59 | 134 | Credit Union |
| 15 | OriginPoint, LLC | 80 | 73 | 63 | 48 | Independent Mortgage Company |
| 16 | MLD MORTGAGE INC. | 80 | 68 | 79 | 47 | Independent Mortgage Company |
| 17 | ROCKET MORTGAGE, LLC | 80 | 29 | 81 | 616 | Independent Mortgage Company |
| 18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 33 | 83 | 365 | Independent Mortgage Company |
| 19 | Boeing Employees Credit Union | 79 | 66 | 48 | 246 | Credit Union |
| 20 | Paramount Residential Mortgage Group, Inc. | 79 | 40 | 71 | 94 | Independent Mortgage Company |
| 21 | THE LOAN STORE, INC. | 79 | 51 | 75 | 69 | Independent Mortgage Company |
| 22 | USAA Federal Savings Bank | 79 | 62 | 58 | 47 | Bank |
| 23 | AMERICAN FINANCIAL NETWORK, INC. | 79 | 75 | 63 | 22 | Independent Mortgage Company |
| 24 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 32 | 71 | 695 | Independent Mortgage Company |
| 25 | GUILD MORTGAGE COMPANY LLC | 75 | 22 | 77 | 387 | Independent Mortgage Company |
| 26 | BAY EQUITY LLC | 75 | 38 | 73 | 282 | Independent Mortgage Company |
| 27 | Mortgage Research Center, LLC | 75 | 34 | 61 | 211 | Independent Mortgage Company |
| 28 | NFM, INC. | 75 | 40 | 83 | 169 | Independent Mortgage Company |
| 29 | T2 FINANCIAL LLC | 75 | 22 | 82 | 71 | Independent Mortgage Company |
| 30 | SAMMAMISH MORTGAGE COMPANY | 74 | 78 | 55 | 57 | Independent Mortgage Company |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 73 | 46 | 60 | 36 | Independent Mortgage Company |
| 32 | PLANET HOME LENDING, LLC | 73 | 45 | 77 | 30 | Independent Mortgage Company |
| 33 | HomeStreet Bank | 71 | 22 | 70 | 131 | Bank |
| 34 | NATIONSTAR MORTGAGE LLC | 71 | 20 | 69 | 76 | Independent Mortgage Company |
| 35 | 1st Security Bank of Washington | 67 | 27 | 78 | 98 | Bank |
| 36 | Umpqua Bank | 67 | 28 | 60 | 40 | Bank |
| 37 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 67 | 10 | 80 | 281 | Independent Mortgage Company |
| 38 | NATIONS DIRECT MORTGAGE, LLC | 66 | 35 | 77 | 25 | Independent Mortgage Company |
| 39 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 66 | 26 | 69 | 24 | Independent Mortgage Company |
| 40 | GoodLeap, LLC | 64 | 50 | 55 | 31 | Independent Mortgage Company |
| 41 | AMERICAN PACIFIC MORTGAGE CORPORATION | 63 | 10 | 79 | 178 | Independent Mortgage Company |
| 42 | Sunflower Bank, National Association | 63 | 26 | 72 | 35 | Bank |
| 43 | Synergy One Lending, Inc. | 63 | 23 | 75 | 32 | Independent Mortgage Company |
| 44 | CARRINGTON MORTGAGE SERVICES, LLC | 62 | 26 | 51 | 28 | Independent Mortgage Company |
| 45 | CANOPY MORTGAGE, LLC | 60 | 13 | 74 | 131 | Independent Mortgage Company |
| 46 | NOVA FINANCIAL & INVESTMENT CORPORATION | 60 | 18 | 76 | 114 | Independent Mortgage Company |
| 47 | Luminate Home Loans, Inc. | 57 | 6 | 65 | 111 | Independent Mortgage Company |
| 48 | Cornerstone First Mortgage, Inc | 57 | 14 | 63 | 71 | Independent Mortgage Company |
| 49 | MASON MCDUFFIE MORTGAGE CORPORATION | 57 | 19 | 62 | 68 | Independent Mortgage Company |
| 50 | NEW AMERICAN FUNDING, LLC | 56 | 19 | 58 | 169 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Tacoma.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.