# Best Jumbo Mortgage Companie Lenders in Tennessee

**As of:** 2026-05-20

Compare the top mortgage companies for Jumbo loans in Tennessee.

> **Canonical URL:** https://saferate.com/tennessee/best-mortgage-lenders/mortgage-companies/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 361
- **Total Loans:** 89,791
- **Median Rate Spread:** 0.3054741379310345%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | GUARANTEED RATE, INC. | 89 | 64 | 62 | 1,333 | Independent Mortgage Company |
| 2 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 7,212 | Independent Mortgage Company |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 5,664 | Independent Mortgage Company |
| 4 | CMG MORTGAGE, INC. | 83 | 40 | 66 | 3,095 | Independent Mortgage Company |
| 5 | MOVEMENT MORTGAGE, LLC | 83 | 41 | 68 | 2,263 | Independent Mortgage Company |
| 6 | PENNYMAC LOAN SERVICES, LLC | 83 | 55 | 66 | 1,245 | Independent Mortgage Company |
| 7 | SWBC MORTGAGE CORPORATION | 83 | 46 | 69 | 646 | Independent Mortgage Company |
| 8 | Legacy Home Loans, LLC | 79 | 50 | 70 | 1,242 | Independent Mortgage Company |
| 9 | LOANDEPOT.COM, LLC | 77 | 52 | 59 | 1,377 | Independent Mortgage Company |
| 10 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 30 | 63 | 1,245 | Independent Mortgage Company |
| 11 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 40 | 70 | 1,205 | Independent Mortgage Company |
| 12 | MORTGAGE INVESTORS GROUP, INC. | 73 | 43 | 51 | 3,320 | Independent Mortgage Company |
| 13 | THE LOAN STORE, INC. | 71 | 25 | 61 | 261 | Independent Mortgage Company |
| 14 | CHURCHILL MORTGAGE CORPORATION | 66 | 33 | 59 | 652 | Independent Mortgage Company |
| 15 | Primis Mortgage Company | 66 | 35 | 45 | 649 | Independent Mortgage Company |
| 16 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 63 | 29 | 55 | 399 | Independent Mortgage Company |
| 17 | FIRST COMMUNITY MORTGAGE, INC. | 60 | 17 | 62 | 2,186 | Independent Mortgage Company |
| 18 | Farm Credit Mid-America, ACA | 59 | 2 | 60 | 553 | Independent Mortgage Company |
| 19 | AMERICAN PACIFIC MORTGAGE CORPORATION | 56 | 18 | 59 | 600 | Independent Mortgage Company |
| 20 | STOCKTON MORTGAGE CORPORATION | 44 | 27 | 16 | 635 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Tennessee.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.