# Best Conventional Mortgage Lenders in Terre Haute, IN

**As of:** 2026-05-24

Compare the top Conventional mortgage lenders in Terre Haute, IN. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/terre-haute-in/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 27
- **Total Loans:** 1,420
- **Median Rate Spread:** 0.5552962962962963%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Old National Bank | 89 | 84 | 69 | 39 | Bank |
| 2 | RUOFF MORTGAGE COMPANY, INC. | 83 | 46 | 74 | 239 | Independent Mortgage Company |
| 3 | The Riddell National Bank | 83 | 68 | 81 | 92 | Bank |
| 4 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 159 | Independent Mortgage Company |
| 5 | First Financial Bank, National Association | 79 | 60 | 69 | 200 | Bank |
| 6 | Fifth Third Bank, National Association | 79 | 61 | 60 | 69 | Bank |
| 7 | The Huntington National Bank | 79 | 63 | 75 | 20 | Bank |
| 8 | MOVEMENT MORTGAGE, LLC | 75 | 34 | 77 | 171 | Independent Mortgage Company |
| 9 | First Farmers Bank & Trust Co. | 74 | 41 | 63 | 38 | Bank |
| 10 | CRANE | 73 | 89 | 63 | 21 | Credit Union |
| 11 | JPMorgan Chase Bank, National Association | 73 | 52 | 71 | 11 | Bank |
| 12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 71 | 25 | 78 | 61 | Independent Mortgage Company |
| 13 | UNITED WHOLESALE MORTGAGE, LLC | 70 | 36 | 86 | 13 | Independent Mortgage Company |
| 14 | GVC MORTGAGE, INC. | 66 | 21 | 76 | 19 | Independent Mortgage Company |
| 15 | CMG MORTGAGE, INC. | 66 | 34 | 73 | 16 | Independent Mortgage Company |
| 16 | INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION | 63 | 78 | 55 | 23 | Credit Union |
| 17 | NEW AMERICAN FUNDING, LLC | 62 | 26 | 60 | 15 | Independent Mortgage Company |
| 18 | NATIONSTAR MORTGAGE LLC | 60 | 27 | 64 | 10 | Independent Mortgage Company |
| 19 | Wolfe Financial, Inc | 53 | 16 | 45 | 42 | Independent Mortgage Company |
| 20 | ROYAL UNITED MORTGAGE LLC | 53 | 4 | 62 | 14 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Terre Haute, IN.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.