# Best FHA Mortgage Lenders in Terre Haute, IN

**As of:** 2026-05-24

Compare the top FHA mortgage lenders in Terre Haute, IN. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/terre-haute-in/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 27
- **Total Loans:** 1,420
- **Median Rate Spread:** 0.5552962962962963%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 159 | Independent Mortgage Company |
| 2 | Fifth Third Bank, National Association | 79 | 72 | 58 | 69 | Bank |
| 3 | Old National Bank | 79 | 91 | 60 | 39 | Bank |
| 4 | FREEDOM MORTGAGE CORPORATION | 79 | 65 | 62 | 22 | Independent Mortgage Company |
| 5 | RUOFF MORTGAGE COMPANY, INC. | 75 | 36 | 66 | 239 | Independent Mortgage Company |
| 6 | MOVEMENT MORTGAGE, LLC | 75 | 30 | 79 | 171 | Independent Mortgage Company |
| 7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 20 | 82 | 61 | Independent Mortgage Company |
| 8 | PENNYMAC LOAN SERVICES, LLC | 73 | 78 | 59 | 12 | Independent Mortgage Company |
| 9 | LOANDEPOT.COM, LLC | 73 | 59 | 68 | 12 | Independent Mortgage Company |
| 10 | CARRINGTON MORTGAGE SERVICES, LLC | 62 | 29 | 56 | 16 | Independent Mortgage Company |
| 11 | GVC MORTGAGE, INC. | 59 | 17 | 84 | 19 | Independent Mortgage Company |
| 12 | Wolfe Financial, Inc | 57 | 13 | 68 | 42 | Independent Mortgage Company |
| 13 | First Financial Bank, National Association | 47 | 58 | 16 | 200 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Terre Haute, IN.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.