# Best Mortgage Companie Lenders in Trenton

**As of:** 2026-05-22

Compare the top mortgage companies offering mortgages in Trenton. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/trenton/best-mortgage-lenders/mortgage-companies


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 74
- **Total Loans:** 2,891
- **Median Rate Spread:** 0.2582876712328767%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 199 | Independent Mortgage Company |
| 2 | MLD MORTGAGE INC. | 84 | 48 | 82 | 120 | Independent Mortgage Company |
| 3 | NJ LENDERS CORP. | 80 | 67 | 76 | 32 | Independent Mortgage Company |
| 4 | Advisors Mortgage Group, L.L.C. | 78 | 45 | 83 | 57 | Independent Mortgage Company |
| 5 | AMERICAN FEDERAL MORTGAGE CORPORATION | 78 | 96 | 43 | 37 | Independent Mortgage Company |
| 6 | KWIK MORTGAGE CORPORATION | 78 | 94 | 49 | 27 | Independent Mortgage Company |
| 7 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 312 | Independent Mortgage Company |
| 8 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 62 | Independent Mortgage Company |
| 9 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 53 | Independent Mortgage Company |
| 10 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 34 | Independent Mortgage Company |
| 11 | PROVIDENT FUNDING ASSOCIATES, L.P. | 71 | 83 | 55 | 26 | Independent Mortgage Company |
| 12 | CROSSCOUNTRY MORTGAGE, LLC | 68 | 20 | 76 | 144 | Independent Mortgage Company |
| 13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 68 | Independent Mortgage Company |
| 14 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 66 | Independent Mortgage Company |
| 15 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 40 | Independent Mortgage Company |
| 16 | FREEDOM MORTGAGE CORPORATION | 66 | 55 | 67 | 29 | Independent Mortgage Company |
| 17 | ALLIED MORTGAGE GROUP, INC. | 66 | 44 | 61 | 23 | Independent Mortgage Company |
| 18 | Prosperity Home Mortgage, LLC | 63 | 37 | 77 | 71 | Independent Mortgage Company |
| 19 | GREENTREE MORTGAGE COMPANY, L.P. | 63 | 31 | 79 | 47 | Independent Mortgage Company |
| 20 | GUARANTEED RATE AFFINITY, LLC | 63 | 33 | 60 | 33 | Independent Mortgage Company |
| 21 | NFM, INC. | 62 | 23 | 87 | 29 | Independent Mortgage Company |
| 22 | UNION HOME MORTGAGE CORP. | 62 | 22 | 83 | 27 | Independent Mortgage Company |
| 23 | Paramount Residential Mortgage Group, Inc. | 58 | 27 | 72 | 32 | Independent Mortgage Company |
| 24 | NATIONSTAR MORTGAGE LLC | 58 | 26 | 71 | 31 | Independent Mortgage Company |
| 25 | EMBRACE HOME LOANS, INC. | 58 | 31 | 74 | 20 | Independent Mortgage Company |
| 26 | THE LOAN STORE, INC. | 58 | 40 | 77 | 20 | Independent Mortgage Company |
| 27 | NEWREZ LLC | 52 | 35 | 59 | 31 | Independent Mortgage Company |
| 28 | PRINCETON MORTGAGE CORPORATION | 52 | 27 | 53 | 20 | Independent Mortgage Company |
| 29 | ABSOLUTE HOME MORTGAGE CORPORATION | 50 | 20 | 68 | 52 | Independent Mortgage Company |
| 30 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 46 | 17 | 79 | 31 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Trenton.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.