# Best Mortgage Lenders in Wheeling, WV

**As of:** 2026-05-30

Compare the top mortgage lenders in Wheeling, WV. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/wheeling-wv/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 19
- **Total Loans:** 776
- **Median Rate Spread:** 0.5632777777777778%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Truist Bank | 80 | 70 | 68 | 65 | Bank |
| 2 | The Huntington National Bank | 80 | 61 | 75 | 35 | Bank |
| 3 | WesBanco Bank, Inc. | 78 | 58 | 70 | 148 | Bank |
| 4 | BAYER HERITAGE CREDIT UNION | 78 | 76 | 60 | 73 | Credit Union |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 78 | 41 | 93 | 30 | Independent Mortgage Company |
| 6 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 107 | Independent Mortgage Company |
| 7 | U.S. Bank National Association | 73 | 75 | 71 | 28 | Bank |
| 8 | UNION HOME MORTGAGE CORP. | 68 | 22 | 83 | 51 | Independent Mortgage Company |
| 9 | DAS Acquisition Company, LLC | 68 | 26 | 80 | 35 | Independent Mortgage Company |
| 10 | Mortgage Research Center, LLC | 63 | 34 | 70 | 29 | Independent Mortgage Company |
| 11 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 63 | 23 | 74 | 28 | Independent Mortgage Company |
| 12 | DEVELOPER'S MORTGAGE COMPANY | 58 | 31 | 43 | 40 | Independent Mortgage Company |
| 13 | Click n' Close, Inc. | 46 | 1 | 59 | 41 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Wheeling, WV.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.