# Best Conventional Mortgage Lenders in Wyoming

**As of:** 2026-05-26

Compare the top Conventional mortgage lenders in Wyoming. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/wyoming/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 78
- **Total Loans:** 5,839
- **Median Rate Spread:** 0.2511052631578947%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | WEST GATE BANK | 88 | 83 | 85 | 30 | Bank |
| 2 | U.S. Bank National Association | 85 | 75 | 69 | 106 | Bank |
| 3 | First Western Trust Bank | 80 | 64 | 73 | 64 | Bank |
| 4 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 691 | Independent Mortgage Company |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 80 | 36 | 86 | 489 | Independent Mortgage Company |
| 6 | BAY EQUITY LLC | 79 | 46 | 65 | 139 | Independent Mortgage Company |
| 7 | LOANDEPOT.COM, LLC | 79 | 45 | 72 | 56 | Independent Mortgage Company |
| 8 | Wells Fargo Bank, National Association | 79 | 61 | 57 | 55 | Bank |
| 9 | First National Bank of Omaha | 79 | 67 | 65 | 19 | Bank |
| 10 | Bank of America, National Association | 79 | 71 | 67 | 14 | Bank |
| 11 | The Huntington National Bank | 79 | 63 | 75 | 13 | Bank |
| 12 | NAVY FEDERAL CREDIT UNION | 77 | 92 | 53 | 39 | Credit Union |
| 13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 25 | 78 | 442 | Independent Mortgage Company |
| 14 | GUILD MORTGAGE COMPANY LLC | 75 | 25 | 77 | 403 | Independent Mortgage Company |
| 15 | Jonah Bank of Wyoming | 75 | 36 | 86 | 311 | Bank |
| 16 | Servion, Inc. | 74 | 44 | 76 | 81 | Independent Mortgage Company |
| 17 | JPMorgan Chase Bank, National Association | 73 | 52 | 71 | 35 | Bank |
| 18 | PLAZA HOME MORTGAGE, INC. | 73 | 43 | 63 | 25 | Independent Mortgage Company |
| 19 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 21 | 74 | 193 | Independent Mortgage Company |
| 20 | CMG MORTGAGE, INC. | 71 | 34 | 73 | 106 | Independent Mortgage Company |
| 21 | KIND LENDING, LLC | 71 | 31 | 66 | 90 | Independent Mortgage Company |
| 22 | Plains Commerce Bank | 71 | 35 | 64 | 72 | Bank |
| 23 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 71 | 21 | 68 | 60 | Independent Mortgage Company |
| 24 | NATIONSTAR MORTGAGE LLC | 71 | 27 | 64 | 57 | Independent Mortgage Company |
| 25 | Glacier Bank | 70 | 31 | 58 | 216 | Bank |
| 26 | WESTERN VISTA | 70 | 35 | 84 | 118 | Credit Union |
| 27 | FREEDOM MORTGAGE CORPORATION | 69 | 41 | 47 | 73 | Independent Mortgage Company |
| 28 | MUTUAL OF OMAHA MORTGAGE, INC. | 69 | 65 | 55 | 40 | Independent Mortgage Company |
| 29 | Zions Bancorporation, N.A. | 69 | 76 | 48 | 25 | Bank |
| 30 | Blue Federal Credit Union | 69 | 45 | 71 | 25 | Credit Union |
| 31 | BMO Bank National Association | 69 | 62 | 48 | 22 | Bank |
| 32 | PENNYMAC LOAN SERVICES, LLC | 68 | 42 | 59 | 35 | Independent Mortgage Company |
| 33 | Pinnacle Bank - Wyoming | 66 | 22 | 64 | 164 | Bank |
| 34 | GUARANTEED RATE, INC. | 66 | 39 | 65 | 45 | Independent Mortgage Company |
| 35 | Flagstar Bank, N.A. | 66 | 34 | 72 | 44 | Bank |
| 36 | Paramount Residential Mortgage Group, Inc. | 66 | 24 | 60 | 28 | Independent Mortgage Company |
| 37 | MOVEMENT MORTGAGE, LLC | 66 | 34 | 77 | 24 | Independent Mortgage Company |
| 38 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 66 | 26 | 76 | 22 | Independent Mortgage Company |
| 39 | THE LOAN STORE, INC. | 66 | 39 | 71 | 16 | Independent Mortgage Company |
| 40 | UNION HOME MORTGAGE CORP. | 66 | 23 | 77 | 15 | Independent Mortgage Company |
| 41 | ANB Bank | 64 | 56 | 49 | 45 | Bank |
| 42 | NBH Bank | 64 | 51 | 55 | 23 | Bank |
| 43 | USAA Federal Savings Bank | 63 | 53 | 27 | 60 | Bank |
| 44 | PLANET HOME LENDING, LLC | 63 | 35 | 69 | 15 | Independent Mortgage Company |
| 45 | UNIWYO FEDERAL CREDIT UNION | 62 | 24 | 51 | 82 | Credit Union |
| 46 | NEWREZ LLC | 62 | 31 | 58 | 38 | Independent Mortgage Company |
| 47 | NEW AMERICAN FUNDING, LLC | 62 | 26 | 60 | 36 | Independent Mortgage Company |
| 48 | Wallick & Volk, Inc. | 60 | 16 | 76 | 250 | Independent Mortgage Company |
| 49 | AMERICAN PACIFIC MORTGAGE CORPORATION | 60 | 15 | 75 | 100 | Independent Mortgage Company |
| 50 | First Interstate Bank | 58 | 49 | 32 | 44 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Wyoming.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.