# Best FHA Mortgage Lenders in Wyoming

**As of:** 2026-05-26

Compare the top FHA mortgage lenders in Wyoming. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/wyoming/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 78
- **Total Loans:** 5,839
- **Median Rate Spread:** 0.2511052631578947%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Jonah Bank of Wyoming | 89 | 70 | 88 | 311 | Bank |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 489 | Independent Mortgage Company |
| 3 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 73 | Independent Mortgage Company |
| 4 | WESTERN VISTA | 83 | 43 | 81 | 118 | Credit Union |
| 5 | First Western Trust Bank | 80 | 61 | 72 | 64 | Bank |
| 6 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 691 | Independent Mortgage Company |
| 7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 20 | 82 | 442 | Independent Mortgage Company |
| 8 | Wallick & Volk, Inc. | 80 | 36 | 86 | 250 | Independent Mortgage Company |
| 9 | Glacier Bank | 79 | 44 | 67 | 216 | Bank |
| 10 | U.S. Bank National Association | 79 | 65 | 60 | 106 | Bank |
| 11 | KIND LENDING, LLC | 79 | 55 | 71 | 90 | Independent Mortgage Company |
| 12 | Plains Commerce Bank | 79 | 47 | 66 | 72 | Bank |
| 13 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 56 | Independent Mortgage Company |
| 14 | GUILD MORTGAGE COMPANY LLC | 75 | 29 | 80 | 403 | Independent Mortgage Company |
| 15 | PENNYMAC LOAN SERVICES, LLC | 73 | 78 | 59 | 35 | Independent Mortgage Company |
| 16 | PLANET HOME LENDING, LLC | 73 | 51 | 76 | 15 | Independent Mortgage Company |
| 17 | BAY EQUITY LLC | 71 | 37 | 72 | 139 | Independent Mortgage Company |
| 18 | CMG MORTGAGE, INC. | 71 | 32 | 79 | 106 | Independent Mortgage Company |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 69 | 75 | 45 | 18 | Independent Mortgage Company |
| 20 | NEWREZ LLC | 68 | 52 | 56 | 38 | Independent Mortgage Company |
| 21 | AMERICAN FINANCING CORPORATION | 68 | 42 | 51 | 35 | Independent Mortgage Company |
| 22 | Mortgage Research Center, LLC | 66 | 34 | 54 | 177 | Independent Mortgage Company |
| 23 | Pinnacle Bank - Wyoming | 66 | 30 | 71 | 164 | Bank |
| 24 | GUARANTEED RATE, INC. | 66 | 38 | 68 | 45 | Independent Mortgage Company |
| 25 | Paramount Residential Mortgage Group, Inc. | 66 | 33 | 72 | 28 | Independent Mortgage Company |
| 26 | PLAZA HOME MORTGAGE, INC. | 66 | 30 | 65 | 25 | Independent Mortgage Company |
| 27 | MOVEMENT MORTGAGE, LLC | 66 | 30 | 79 | 24 | Independent Mortgage Company |
| 28 | Equity Prime Mortgage LLC | 66 | 22 | 63 | 16 | Independent Mortgage Company |
| 29 | AMERICAN PACIFIC MORTGAGE CORPORATION | 63 | 10 | 81 | 100 | Independent Mortgage Company |
| 30 | Flanagan State Bank | 63 | 25 | 71 | 15 | Bank |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 62 | 36 | 56 | 40 | Independent Mortgage Company |
| 32 | AMERISAVE MORTGAGE CORPORATION | 62 | 23 | 45 | 21 | Independent Mortgage Company |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 62 | 29 | 56 | 13 | Independent Mortgage Company |
| 34 | CROSSCOUNTRY MORTGAGE, LLC | 60 | 19 | 69 | 193 | Independent Mortgage Company |
| 35 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 60 | 9 | 74 | 60 | Independent Mortgage Company |
| 36 | NATIONSTAR MORTGAGE LLC | 60 | 13 | 63 | 57 | Independent Mortgage Company |
| 37 | AXIA FINANCIAL, LLC | 60 | 16 | 76 | 49 | Independent Mortgage Company |
| 38 | RELIANCE FIRST CAPITAL, LLC | 59 | N/A | 91 | 13 | Independent Mortgage Company |
| 39 | CENTENNIAL LENDING, LLC | 58 | 37 | 50 | 39 | Independent Mortgage Company |
| 40 | SECURITYNATIONAL MORTGAGE COMPANY | 56 | 12 | 77 | 24 | Independent Mortgage Company |
| 41 | NEW AMERICAN FUNDING, LLC | 52 | 19 | 57 | 36 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Wyoming.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.
