Safe Rate Local
Learn about the people, housing, costs and businesses in 10012
Select a topic to explore real data for ZIP 10012.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 10012.
Estimate payments for homes in 10012.
People, housing & businesses in 10012.
Find and compare lenders active near 10012.
Homeowners, flood & wildfire estimates for 10012.
Income, rent and all-in ownership costs for 10012.
FEMA flood zones and flood insurance estimates for 10012.
Seismic risk and earthquake insurance estimates for 10012.
Wildfire exposure and insurance estimates for 10012.
As of today, the 30-year fixed mortgage rate for ZIP code 10012 is approximately 6.548% (6.557% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 10012The median home value in ZIP code 10012 is $1.5M. The median monthly rent is $2,901. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $3,221/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $138k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 10012 is $159k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 10012 are healthcare (26%) and arts, food, and hospitality (24%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Other ZIP codes in NEW YORK