Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

75209 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 75209 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 75209 Hub
Est. Total Monthly Cost
$6,444
P&I Payment$5,189
Taxes & Ins$1,140
Utilities$115
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 75209 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$1,013,860
Local Median: $1,013,860
$202,772 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$6,444

Monthly Breakdown

Principal & Interest
$5,189
Property Taxes
$760
Homeowners Ins.
$380
Utilities
$115

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,057,022

Local Housing Facts for ZIP Code 75209

  • ·Median home value: $1,013,860 (adjusted for current market conditions)
  • ·Est. property taxes: $9,120/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $4,558/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,380/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DALLAS?

Based on the local median home value, estimated real estate property taxes in DALLAS are around $9,120 per year.

What is the average home price in DALLAS?

The median home value in DALLAS is currently estimated at $1,013,860.

How much does homeowners insurance cost in DALLAS?

For a median priced home, homeowners insurance in DALLAS averages around $4,558 annually.

What is the true total cost of owning a home in DALLAS?

True homeownership costs go beyond principal and interest. In DALLAS, a typical homeowner with a median-priced home of $1,013,860 can expect to pay roughly $9,120/yr in property taxes, $4,558/yr for homeowners insurance, and $1,380/yr in energy utilities. That adds approximately $1,255 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.