Safe Rate Local

Cost of Living in ZIP 78733

Is it better to rent or buy in ZIP 78733? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

← Back to ZIP 78733 Hub

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$191,505
$1,978/mo

Median in area: $1,978

$1,080,841

Median in area: $1,080,841

$216,168

If you Rent

🔑
$2,181 /mo
Base Rent$1,978
Est. Utilities$203
% of Income13.7%
Pre-tax Residual$13,778

If you Buy

🏠
$6,753 /mo
P&I (6.503%)$5,467
Taxes & Ins$1,083
Est. Utilities$203
% of Income42.3%
Pre-tax Residual$9,206

Compare Nearby Areas

See how ZIP 78733 stacks up against neighboring areas.

ZIP78716
$2,875/mo
ZIP78763
$3,268/mo
ZIP78746
$2,781/mo
ZIP78703
$2,011/mo
ZIP78735
$2,092/mo
ZIP78730
$1,830/mo
ZIP78755
$1,879/mo
ZIP78765
$1,302/mo
ZIP78738
$2,517/mo

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 78733?›

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 78733. The estimated all-in monthly cost for renting is $2,181, while owning a median-priced home with a 20% down payment is roughly $6,753 per month (a difference of $4,572).

How much do utilities cost in ZIP 78733?›

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 78733 is approximately $203. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 78733?›

To comfortably afford the median rent and utilities in ZIP 78733 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $87,240 per year.