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Learn about the people, housing, costs and businesses in 78735
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 78735.
Estimate payments for homes in 78735.
People, housing & businesses in 78735.
Find and compare lenders active near 78735.
Homeowners, flood & wildfire estimates for 78735.
Income, rent and all-in ownership costs for 78735.
FEMA flood zones and flood insurance estimates for 78735.
Seismic risk and earthquake insurance estimates for 78735.
Wildfire exposure and insurance estimates for 78735.
As of today, the 30-year fixed mortgage rate for ZIP code 78735 is approximately 6.533% (6.543% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 78735The median home value in ZIP code 78735 is $968k. The median monthly rent is $2,092. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 78735 have increased 36.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,574/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $110k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 78735 is $150k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 78735 are healthcare (29%) and arts, food, and hospitality (24%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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