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Cost of Living in ZIP 90048

Is it better to rent or buy in ZIP 90048? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$107,727
$2,695/mo

Median in area: $2,695

$1,670,021

Median in area: $1,670,021

$334,004

If you Rent

🔑
$2,853 /mo
Base Rent$2,695
Est. Utilities$158
% of Income31.8%
Pre-tax Residual$6,124

If you Buy

🏠
$9,456 /mo
P&I (6.546%)$8,485
Taxes & Ins$813
Est. Utilities$158
% of Income105.3%
Pre-tax Residual$-479

Compare Nearby Areas

See how ZIP 90048 stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 90048?

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 90048. The estimated all-in monthly cost for renting is $2,853, while owning a median-priced home with a 20% down payment is roughly $9,456 per month (a difference of $6,603).

How much do utilities cost in ZIP 90048?

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 90048 is approximately $158. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 90048?

To comfortably afford the median rent and utilities in ZIP 90048 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $114,120 per year.