Safe Rate Local

90048 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 90048 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 90048 Hub
Est. Total Monthly Cost
$10,125
P&I Payment$9,111
Taxes & Ins$813
Utilities$200

Mortgage Details

$1,793,297
Local Median: $1,793,297
$358,659 (20%)
%

Local Area Costs

Ready to see real rates?

Get a live quote priced specifically for LOS ANGELES using Safe Rate's engine.

Monthly$10,125

Monthly Breakdown

Principal & Interest
$9,111
Property Taxes
$716
Homeowners Ins.
$97
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,845,441

Local Housing Facts for ZIP Code 90048

  • ·Median home value: $1,793,297 (adjusted for current market conditions)
  • ·Est. property taxes: $8,597/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,164/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LOS ANGELES?

Based on the local median home value, estimated real estate property taxes in LOS ANGELES are around $8,597 per year.

What is the average home price in LOS ANGELES?

The median home value in LOS ANGELES is currently estimated at $1,793,297.

How much does homeowners insurance cost in LOS ANGELES?

For a median priced home, homeowners insurance in LOS ANGELES averages around $1,164 annually.

What is the true total cost of owning a home in LOS ANGELES?

True homeownership costs go beyond principal and interest. In LOS ANGELES, a typical homeowner with a median-priced home of $1,793,297 can expect to pay roughly $8,597/yr in property taxes, $1,164/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $1,013 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.