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Estimate your true cost of homeownership in ZIP Code 92109 with localized property taxes, insurance, and utility data.
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Used with your down payment to fetch a live, scenario-specific rate.
Loan balance and total interest paid over 30 years.
Based on the local median home value, estimated real estate property taxes in SAN DIEGO are around $7,624 per year.
The median home value in SAN DIEGO is currently estimated at $1,429,335.
For a median priced home, homeowners insurance in SAN DIEGO averages around $1,000 annually.
True homeownership costs go beyond principal and interest. In SAN DIEGO, a typical homeowner with a median-priced home of $1,429,335 can expect to pay roughly $7,624/yr in property taxes, $1,000/yr for homeowners insurance, and $1,771/yr in energy utilities. That adds approximately $866 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.