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Learn about the people, housing, costs and businesses in Albany County County
Select a topic to explore real data for Albany County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Albany County.
Estimate payments for homes in Albany County.
People, housing & businesses in Albany County.
Find and compare lenders active near Albany County.
Homeowners, flood & wildfire estimates for Albany County.
Income, rent and all-in ownership costs for Albany County.
FEMA flood zones and flood insurance estimates for Albany County.
Seismic risk and earthquake insurance estimates for Albany County.
Wildfire exposure and insurance estimates for Albany County.
As of today, the 30-year fixed mortgage rate for Albany County is approximately 6.982% (7.007% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Albany CountyThe median home value in Albany County is $346k. The median monthly rent is $1,025. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Albany County have increased 12.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,066/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $46k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Albany County is $66k/year.
Calculate your buying powerThe largest employment sectors in Albany County are public administration (40%) and healthcare (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas