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Learn about the people, housing, costs and businesses in Albemarle County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Albemarle County.
Estimate payments for homes in Albemarle County.
People, housing & businesses in Albemarle County.
Find and compare lenders active near Albemarle County.
Homeowners, flood & wildfire estimates for Albemarle County.
Income, rent and all-in ownership costs for Albemarle County.
FEMA flood zones and flood insurance estimates for Albemarle County.
Seismic risk and earthquake insurance estimates for Albemarle County.
Wildfire exposure and insurance estimates for Albemarle County.
As of today, the 30-year fixed mortgage rate for Albemarle County is approximately 6.935% (6.959% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Albemarle CountyThe median home value in Albemarle County is $505k. The median monthly rent is $1,650. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Albemarle County have increased 13.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,741/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $75k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Albemarle County is $112k/year.
Calculate your buying powerThe largest employment sectors in Albemarle County are public administration (34%) and healthcare (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas