Safe Rate Local

Aroostook County Mortgage Calculator

Estimate your true cost of homeownership in Aroostook County with localized property taxes, insurance, and utility data.

← Back to Aroostook County Hub
Est. Total Monthly Cost
$1,320
P&I Payment$938
Taxes & Ins$182
Utilities$200

Mortgage Details

$173,829
Local Median: $173,829
$34,766 (20%)
%

Local Area Costs

Ready to see real rates?

Get a live quote priced specifically for Aroostook County using Safe Rate's engine.

Monthly$1,320

Monthly Breakdown

Principal & Interest
$938
Property Taxes
$144
Homeowners Ins.
$38
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$198,726

Local Housing Facts for Aroostook County

  • ·Median home value: $173,829 (adjusted for current market conditions)
  • ·Est. property taxes: $1,727/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $459/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Aroostook County?

Based on the local median home value, estimated real estate property taxes in Aroostook County are around $1,727 per year.

What is the average home price in Aroostook County?

The median home value in Aroostook County is currently estimated at $173,829.

How much does homeowners insurance cost in Aroostook County?

For a median priced home, homeowners insurance in Aroostook County averages around $459 annually.

What is the true total cost of owning a home in Aroostook County?

True homeownership costs go beyond principal and interest. In Aroostook County, a typical homeowner with a median-priced home of $173,829 can expect to pay roughly $1,727/yr in property taxes, $459/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $382 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.