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Benson County Mortgage Calculator

Estimate your true cost of homeownership in Benson County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,014
P&I Payment$526
Taxes & Ins$149
Utilities$338
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Mortgage Details

$99,498
Local Median: $99,498
$19,900 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,014

Monthly Breakdown

Principal & Interest
$526
Property Taxes
$69
Homeowners Ins.
$80
Utilities
$338

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$109,759

Local Housing Facts for Benson County

  • ·Median home value: $99,498 (adjusted for current market conditions)
  • ·Est. property taxes: $831/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $960/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,061/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Benson County?

Based on the local median home value, estimated real estate property taxes in Benson County are around $831 per year.

What is the average home price in Benson County?

The median home value in Benson County is currently estimated at $99,498.

How much does homeowners insurance cost in Benson County?

For a median priced home, homeowners insurance in Benson County averages around $960 annually.

What is the true total cost of owning a home in Benson County?

True homeownership costs go beyond principal and interest. In Benson County, a typical homeowner with a median-priced home of $99,498 can expect to pay roughly $831/yr in property taxes, $960/yr for homeowners insurance, and $4,061/yr in energy utilities. That adds approximately $488 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.