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Learn about the people, housing, costs and businesses in Clay City Community Unit District 10, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Clay City Community Unit District 10.
True all-in cost — P&I, taxes, insurance & utilities for homes in Clay City Community Unit District 10.
Find and compare lenders active near Clay City Community Unit District 10.
FEMA flood zones and flood insurance estimates for Clay City Community Unit District 10.
Seismic risk and earthquake insurance estimates for Clay City Community Unit District 10.
Wildfire exposure and insurance estimates for Clay City Community Unit District 10.
As of today, the 30-year fixed mortgage rate for Clay City Community Unit District 10 is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Clay City Community Unit District 10The median home value in Clay City Community Unit District 10 is $130k. The median monthly rent is $751. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Clay City Community Unit District 10 have increased 10.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $775/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Clay City Community Unit District 10 is $70k/year.
Calculate your buying powerThe largest employment sectors in Clay City Community Unit District 10 are public administration (24%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.