Safe Rate Local
Learn about the people, housing, costs and businesses in Cooper County County
Select a topic to explore real data for Cooper County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cooper County.
Estimate payments for homes in Cooper County.
People, housing & businesses in Cooper County.
Find and compare lenders active near Cooper County.
Homeowners, flood & wildfire estimates for Cooper County.
Income, rent and all-in ownership costs for Cooper County.
FEMA flood zones and flood insurance estimates for Cooper County.
Seismic risk and earthquake insurance estimates for Cooper County.
Wildfire exposure and insurance estimates for Cooper County.
As of today, the 30-year fixed mortgage rate for Cooper County is approximately 7.069% (7.099% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Cooper CountyThe median home value in Cooper County is $197k. The median monthly rent is $785. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Cooper County have increased 19.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $820/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cooper County is $70k/year.
Calculate your buying powerThe largest employment sectors in Cooper County are public administration (23%) and wholesale trade (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas