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Craven County Mortgage Calculator

Estimate your true cost of homeownership in Craven County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,350
P&I Payment$1,546
Taxes & Ins$638
Utilities$165
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Mortgage Details

$292,357
Local Median: $292,357
$58,471 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,350

Monthly Breakdown

Principal & Interest
$1,546
Property Taxes
$123
Homeowners Ins.
$516
Utilities
$165

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$322,733

Local Housing Facts for Craven County

  • ·Median home value: $292,357 (adjusted for current market conditions)
  • ·Est. property taxes: $1,474/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $6,186/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,982/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Craven County?

Based on the local median home value, estimated real estate property taxes in Craven County are around $1,474 per year.

What is the average home price in Craven County?

The median home value in Craven County is currently estimated at $292,357.

How much does homeowners insurance cost in Craven County?

For a median priced home, homeowners insurance in Craven County averages around $6,186 annually.

What is the true total cost of owning a home in Craven County?

True homeownership costs go beyond principal and interest. In Craven County, a typical homeowner with a median-priced home of $292,357 can expect to pay roughly $1,474/yr in property taxes, $6,186/yr for homeowners insurance, and $1,982/yr in energy utilities. That adds approximately $804 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.