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Davis County Mortgage Calculator

Estimate your true cost of homeownership in Davis County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,508
P&I Payment$945
Taxes & Ins$251
Utilities$312
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Mortgage Details

$175,897
Local Median: $175,897
$35,179 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,508

Monthly Breakdown

Principal & Interest
$945
Property Taxes
$184
Homeowners Ins.
$67
Utilities
$312

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$199,313

Local Housing Facts for Davis County

  • ·Median home value: $175,897 (adjusted for current market conditions)
  • ·Est. property taxes: $2,209/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $804/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,748/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Davis County?

Based on the local median home value, estimated real estate property taxes in Davis County are around $2,209 per year.

What is the average home price in Davis County?

The median home value in Davis County is currently estimated at $175,897.

How much does homeowners insurance cost in Davis County?

For a median priced home, homeowners insurance in Davis County averages around $804 annually.

What is the true total cost of owning a home in Davis County?

True homeownership costs go beyond principal and interest. In Davis County, a typical homeowner with a median-priced home of $175,897 can expect to pay roughly $2,209/yr in property taxes, $804/yr for homeowners insurance, and $3,748/yr in energy utilities. That adds approximately $563 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.