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Day County Mortgage Calculator

Estimate your true cost of homeownership in Day County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,774
P&I Payment$1,191
Taxes & Ins$242
Utilities$341
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Mortgage Details

$224,337
Local Median: $224,337
$44,867 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,774

Monthly Breakdown

Principal & Interest
$1,191
Property Taxes
$145
Homeowners Ins.
$97
Utilities
$341

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$249,205

Local Housing Facts for Day County

  • ·Median home value: $224,337 (adjusted for current market conditions)
  • ·Est. property taxes: $1,738/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,164/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,096/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Day County?

Based on the local median home value, estimated real estate property taxes in Day County are around $1,738 per year.

What is the average home price in Day County?

The median home value in Day County is currently estimated at $224,337.

How much does homeowners insurance cost in Day County?

For a median priced home, homeowners insurance in Day County averages around $1,164 annually.

What is the true total cost of owning a home in Day County?

True homeownership costs go beyond principal and interest. In Day County, a typical homeowner with a median-priced home of $224,337 can expect to pay roughly $1,738/yr in property taxes, $1,164/yr for homeowners insurance, and $4,096/yr in energy utilities. That adds approximately $583 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.