Safe Rate Local

Day County Mortgage Calculator

Estimate your true cost of homeownership in Day County with localized property taxes, insurance, and utility data.

← Back to Day County Hub
Est. Total Monthly Cost
$1,652
P&I Payment$1,211
Taxes & Ins$242
Utilities$200

Mortgage Details

$224,337
Local Median: $224,337
$44,867 (20%)
%

Local Area Costs

Ready to see real rates?

Get a live quote priced specifically for Day County using Safe Rate's engine.

Monthly$1,652

Monthly Breakdown

Principal & Interest
$1,211
Property Taxes
$145
Homeowners Ins.
$97
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$256,337

Local Housing Facts for Day County

  • ·Median home value: $224,337 (adjusted for current market conditions)
  • ·Est. property taxes: $1,738/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,164/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Day County?

Based on the local median home value, estimated real estate property taxes in Day County are around $1,738 per year.

What is the average home price in Day County?

The median home value in Day County is currently estimated at $224,337.

How much does homeowners insurance cost in Day County?

For a median priced home, homeowners insurance in Day County averages around $1,164 annually.

What is the true total cost of owning a home in Day County?

True homeownership costs go beyond principal and interest. In Day County, a typical homeowner with a median-priced home of $224,337 can expect to pay roughly $1,738/yr in property taxes, $1,164/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $442 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.