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Dukes County Mortgage Calculator

Estimate your true cost of homeownership in Dukes County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$9,253
P&I Payment$8,055
Taxes & Ins$998
Utilities$200

Mortgage Details

$1,489,241
Local Median: $1,489,241
$297,848 (20%)
%

Local Area Costs

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Monthly$9,253

Monthly Breakdown

Principal & Interest
$8,055
Property Taxes
$507
Homeowners Ins.
$491
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,708,335

Local Housing Facts for Dukes County

  • ·Median home value: $1,489,241 (adjusted for current market conditions)
  • ·Est. property taxes: $6,088/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $5,893/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Dukes County?

Based on the local median home value, estimated real estate property taxes in Dukes County are around $6,088 per year.

What is the average home price in Dukes County?

The median home value in Dukes County is currently estimated at $1,489,241.

How much does homeowners insurance cost in Dukes County?

For a median priced home, homeowners insurance in Dukes County averages around $5,893 annually.

What is the true total cost of owning a home in Dukes County?

True homeownership costs go beyond principal and interest. In Dukes County, a typical homeowner with a median-priced home of $1,489,241 can expect to pay roughly $6,088/yr in property taxes, $5,893/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $1,198 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.