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Frio County Mortgage Calculator

Estimate your true cost of homeownership in Frio County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,077
P&I Payment$632
Taxes & Ins$245
Utilities$200

Mortgage Details

$117,528
Local Median: $117,528
$23,506 (20%)
%

Local Area Costs

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Get a live quote priced specifically for Frio County using Safe Rate's engine.

Monthly$1,077

Monthly Breakdown

Principal & Interest
$632
Property Taxes
$150
Homeowners Ins.
$95
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$133,470

Local Housing Facts for Frio County

  • ·Median home value: $117,528 (adjusted for current market conditions)
  • ·Est. property taxes: $1,802/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,140/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Frio County?

Based on the local median home value, estimated real estate property taxes in Frio County are around $1,802 per year.

What is the average home price in Frio County?

The median home value in Frio County is currently estimated at $117,528.

How much does homeowners insurance cost in Frio County?

For a median priced home, homeowners insurance in Frio County averages around $1,140 annually.

What is the true total cost of owning a home in Frio County?

True homeownership costs go beyond principal and interest. In Frio County, a typical homeowner with a median-priced home of $117,528 can expect to pay roughly $1,802/yr in property taxes, $1,140/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $445 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.