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Learn about the people, housing, costs and businesses in Holiday Shores, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Holiday Shores.
True all-in cost — P&I, taxes, insurance & utilities for homes in Holiday Shores.
Find and compare lenders active near Holiday Shores.
FEMA flood zones and flood insurance estimates for Holiday Shores.
Seismic risk and earthquake insurance estimates for Holiday Shores.
Wildfire exposure and insurance estimates for Holiday Shores.
As of today, the 30-year fixed mortgage rate for Holiday Shores is approximately 6.958% (6.966% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Holiday ShoresThe median home value in Holiday Shores is $244k. The median monthly rent is $1,693. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Holiday Shores have increased 3.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,527/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $65k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Holiday Shores is $86k/year.
Calculate your buying powerThe largest employment sectors in Holiday Shores are public administration (14%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.