Safe Rate Local
Learn about the people, housing, costs and businesses in Houghton County County
Select a topic to explore real data for Houghton County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Houghton County.
Estimate payments for homes in Houghton County.
People, housing & businesses in Houghton County.
Find and compare lenders active near Houghton County.
Homeowners, flood & wildfire estimates for Houghton County.
Income, rent and all-in ownership costs for Houghton County.
FEMA flood zones and flood insurance estimates for Houghton County.
Seismic risk and earthquake insurance estimates for Houghton County.
Wildfire exposure and insurance estimates for Houghton County.
As of today, the 30-year fixed mortgage rate for Houghton County is approximately 7.211% (7.242% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Houghton CountyThe median home value in Houghton County is $181k. The median monthly rent is $914. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Houghton County have increased 32.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $807/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Houghton County is $58k/year.
Calculate your buying powerThe largest employment sectors in Houghton County are public administration (33%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas