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Learn about the people, housing, costs and businesses across Illinois
Select a topic to explore real data for Illinois.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Illinois.
Estimate payments for homes in Illinois.
People, housing & businesses in Illinois.
Find and compare lenders active near Illinois.
Homeowners, flood & wildfire estimates for Illinois.
Income, rent and all-in ownership costs for Illinois.
FEMA flood zones and flood insurance estimates for Illinois.
Seismic risk and earthquake insurance estimates for Illinois.
Wildfire exposure and insurance estimates for Illinois.
As of today, the 30-year fixed mortgage rate for Illinois is approximately 7.046% (7.075% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for IllinoisThe median home value in Illinois is $295k. The median monthly rent is $1,386. Annual property taxes average $6k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Illinois have increased 15.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,498/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $64k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Illinois is $92k/year.
Calculate your buying powerThe largest employment sectors in Illinois are public administration (24%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.