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Jim Wells County Mortgage Calculator

Estimate your true cost of homeownership in Jim Wells County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,201
P&I Payment$762
Taxes & Ins$316
Utilities$122
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Mortgage Details

$143,366
Local Median: $143,366
$28,673 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,201

Monthly Breakdown

Principal & Interest
$762
Property Taxes
$139
Homeowners Ins.
$177
Utilities
$122

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$159,646

Local Housing Facts for Jim Wells County

  • ·Median home value: $143,366 (adjusted for current market conditions)
  • ·Est. property taxes: $1,667/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,129/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,469/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Jim Wells County?

Based on the local median home value, estimated real estate property taxes in Jim Wells County are around $1,667 per year.

What is the average home price in Jim Wells County?

The median home value in Jim Wells County is currently estimated at $143,366.

How much does homeowners insurance cost in Jim Wells County?

For a median priced home, homeowners insurance in Jim Wells County averages around $2,129 annually.

What is the true total cost of owning a home in Jim Wells County?

True homeownership costs go beyond principal and interest. In Jim Wells County, a typical homeowner with a median-priced home of $143,366 can expect to pay roughly $1,667/yr in property taxes, $2,129/yr for homeowners insurance, and $1,469/yr in energy utilities. That adds approximately $439 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.