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Learn about the people, housing, costs and businesses in Kern County County
Select a topic to explore real data for Kern County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Kern County.
Estimate payments for homes in Kern County.
People, housing & businesses in Kern County.
Find and compare lenders active near Kern County.
Homeowners, flood & wildfire estimates for Kern County.
Income, rent and all-in ownership costs for Kern County.
FEMA flood zones and flood insurance estimates for Kern County.
Seismic risk and earthquake insurance estimates for Kern County.
Wildfire exposure and insurance estimates for Kern County.
As of today, the 30-year fixed mortgage rate for Kern County is approximately 6.984% (7.008% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Kern CountyThe median home value in Kern County is $319k. The median monthly rent is $1,513. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Kern County have increased 15.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,492/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $64k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Kern County is $76k/year.
Calculate your buying powerThe largest employment sectors in Kern County are public administration (22%) and agriculture and mining (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas