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King and Queen County Mortgage Calculator

Estimate your true cost of homeownership in King and Queen County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,885
P&I Payment$1,489
Taxes & Ins$187
Utilities$210
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Mortgage Details

$283,152
Local Median: $283,152
$56,630 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,885

Monthly Breakdown

Principal & Interest
$1,489
Property Taxes
$101
Homeowners Ins.
$86
Utilities
$210

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$309,571

Local Housing Facts for King and Queen County

  • ·Median home value: $283,152 (adjusted for current market conditions)
  • ·Est. property taxes: $1,212/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,026/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,518/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in King and Queen County?

Based on the local median home value, estimated real estate property taxes in King and Queen County are around $1,212 per year.

What is the average home price in King and Queen County?

The median home value in King and Queen County is currently estimated at $283,152.

How much does homeowners insurance cost in King and Queen County?

For a median priced home, homeowners insurance in King and Queen County averages around $1,026 annually.

What is the true total cost of owning a home in King and Queen County?

True homeownership costs go beyond principal and interest. In King and Queen County, a typical homeowner with a median-priced home of $283,152 can expect to pay roughly $1,212/yr in property taxes, $1,026/yr for homeowners insurance, and $2,518/yr in energy utilities. That adds approximately $396 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.