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King County Mortgage Calculator

Estimate your true cost of homeownership in King County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$576
P&I Payment$275
Taxes & Ins$148
Utilities$154
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Mortgage Details

$52,100
Local Median: $52,100
$10,420 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$576

Monthly Breakdown

Principal & Interest
$275
Property Taxes
$47
Homeowners Ins.
$101
Utilities
$154

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$57,282

Local Housing Facts for King County

  • ·Median home value: $52,100 (adjusted for current market conditions)
  • ·Est. property taxes: $564/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,206/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,843/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in King County?

Based on the local median home value, estimated real estate property taxes in King County are around $564 per year.

What is the average home price in King County?

The median home value in King County is currently estimated at $52,100.

How much does homeowners insurance cost in King County?

For a median priced home, homeowners insurance in King County averages around $1,206 annually.

What is the true total cost of owning a home in King County?

True homeownership costs go beyond principal and interest. In King County, a typical homeowner with a median-priced home of $52,100 can expect to pay roughly $564/yr in property taxes, $1,206/yr for homeowners insurance, and $1,843/yr in energy utilities. That adds approximately $301 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.