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Lackawanna County Mortgage Calculator

Estimate your true cost of homeownership in Lackawanna County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,800
P&I Payment$1,271
Taxes & Ins$329
Utilities$200

Mortgage Details

$234,107
Local Median: $234,107
$46,821 (20%)
%

Local Area Costs

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Get a live quote priced specifically for Lackawanna County using Safe Rate's engine.

Monthly$1,800

Monthly Breakdown

Principal & Interest
$1,271
Property Taxes
$259
Homeowners Ins.
$70
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$270,373

Local Housing Facts for Lackawanna County

  • ·Median home value: $234,107 (adjusted for current market conditions)
  • ·Est. property taxes: $3,106/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $839/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lackawanna County?

Based on the local median home value, estimated real estate property taxes in Lackawanna County are around $3,106 per year.

What is the average home price in Lackawanna County?

The median home value in Lackawanna County is currently estimated at $234,107.

How much does homeowners insurance cost in Lackawanna County?

For a median priced home, homeowners insurance in Lackawanna County averages around $839 annually.

What is the true total cost of owning a home in Lackawanna County?

True homeownership costs go beyond principal and interest. In Lackawanna County, a typical homeowner with a median-priced home of $234,107 can expect to pay roughly $3,106/yr in property taxes, $839/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $529 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.