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Lewis and Clark County Mortgage Calculator

Estimate your true cost of homeownership in Lewis and Clark County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,954
P&I Payment$2,378
Taxes & Ins$376
Utilities$200

Mortgage Details

$449,170
Local Median: $449,170
$89,834 (20%)
%

Local Area Costs

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Get a live quote priced specifically for Lewis and Clark County using Safe Rate's engine.

Monthly$2,954

Monthly Breakdown

Principal & Interest
$2,378
Property Taxes
$265
Homeowners Ins.
$111
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$496,879

Local Housing Facts for Lewis and Clark County

  • ·Median home value: $449,170 (adjusted for current market conditions)
  • ·Est. property taxes: $3,181/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,332/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lewis and Clark County?

Based on the local median home value, estimated real estate property taxes in Lewis and Clark County are around $3,181 per year.

What is the average home price in Lewis and Clark County?

The median home value in Lewis and Clark County is currently estimated at $449,170.

How much does homeowners insurance cost in Lewis and Clark County?

For a median priced home, homeowners insurance in Lewis and Clark County averages around $1,332 annually.

What is the true total cost of owning a home in Lewis and Clark County?

True homeownership costs go beyond principal and interest. In Lewis and Clark County, a typical homeowner with a median-priced home of $449,170 can expect to pay roughly $3,181/yr in property taxes, $1,332/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $576 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.