Safe Rate Local
Learn about the people, housing, costs and businesses in Mount Carroll, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Mount Carroll.
True all-in cost — P&I, taxes, insurance & utilities for homes in Mount Carroll.
Find and compare lenders active near Mount Carroll.
FEMA flood zones and flood insurance estimates for Mount Carroll.
Seismic risk and earthquake insurance estimates for Mount Carroll.
Wildfire exposure and insurance estimates for Mount Carroll.
As of today, the 30-year fixed mortgage rate for Mount Carroll is approximately 7.625% (7.677% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Mount CarrollThe median home value in Mount Carroll is $99k. The median monthly rent is $747. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Mount Carroll have increased 21.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $818/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Mount Carroll is $54k/year.
Calculate your buying powerThe largest employment sectors in Mount Carroll are retail (20%) and public administration (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.