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Learn about the people, housing, costs and businesses in Okaloosa County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Okaloosa County.
Estimate payments for homes in Okaloosa County.
People, housing & businesses in Okaloosa County.
Find and compare lenders active near Okaloosa County.
Homeowners, flood & wildfire estimates for Okaloosa County.
Income, rent and all-in ownership costs for Okaloosa County.
FEMA flood zones and flood insurance estimates for Okaloosa County.
Seismic risk and earthquake insurance estimates for Okaloosa County.
Wildfire exposure and insurance estimates for Okaloosa County.
As of today, the 30-year fixed mortgage rate for Okaloosa County is approximately 6.993% (7.019% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Okaloosa CountyThe median home value in Okaloosa County is $375k. The median monthly rent is $1,587. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Okaloosa County have increased 15.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,518/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $65k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Okaloosa County is $85k/year.
Calculate your buying powerThe largest employment sectors in Okaloosa County are public administration (19%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas