Safe Rate Local

Pecos County Mortgage Calculator

Estimate your true cost of homeownership in Pecos County with localized property taxes, insurance, and utility data.

← Back to Pecos County Hub
Est. Total Monthly Cost
$1,153
P&I Payment$705
Taxes & Ins$248
Utilities$200

Mortgage Details

$130,287
Local Median: $130,287
$26,057 (20%)
%

Local Area Costs

Ready to see real rates?

Get a live quote priced specifically for Pecos County using Safe Rate's engine.

Monthly$1,153

Monthly Breakdown

Principal & Interest
$705
Property Taxes
$148
Homeowners Ins.
$100
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$149,708

Local Housing Facts for Pecos County

  • ·Median home value: $130,287 (adjusted for current market conditions)
  • ·Est. property taxes: $1,770/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,200/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Pecos County?

Based on the local median home value, estimated real estate property taxes in Pecos County are around $1,770 per year.

What is the average home price in Pecos County?

The median home value in Pecos County is currently estimated at $130,287.

How much does homeowners insurance cost in Pecos County?

For a median priced home, homeowners insurance in Pecos County averages around $1,200 annually.

What is the true total cost of owning a home in Pecos County?

True homeownership costs go beyond principal and interest. In Pecos County, a typical homeowner with a median-priced home of $130,287 can expect to pay roughly $1,770/yr in property taxes, $1,200/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $448 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.