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Learn about the people, housing, costs and businesses in Phillipstown, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Phillipstown.
True all-in cost — P&I, taxes, insurance & utilities for homes in Phillipstown.
Find and compare lenders active near Phillipstown.
FEMA flood zones and flood insurance estimates for Phillipstown.
Seismic risk and earthquake insurance estimates for Phillipstown.
Wildfire exposure and insurance estimates for Phillipstown.
As of today, the 30-year fixed mortgage rate for Phillipstown is approximately 6.822% (6.826% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PhillipstownThe median home value in Phillipstown is $93k. The median monthly rent is $658. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Phillipstown have decreased 2.0% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $639/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $27k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Phillipstown is $57k/year.
Calculate your buying powerThe largest employment sectors in Phillipstown are public administration (25%) and healthcare (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.