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Learn about the people, housing, costs and businesses in Pontoon Beach, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Pontoon Beach.
True all-in cost — P&I, taxes, insurance & utilities for homes in Pontoon Beach.
Find and compare lenders active near Pontoon Beach.
FEMA flood zones and flood insurance estimates for Pontoon Beach.
Seismic risk and earthquake insurance estimates for Pontoon Beach.
Wildfire exposure and insurance estimates for Pontoon Beach.
As of today, the 30-year fixed mortgage rate for Pontoon Beach is approximately 7.047% (7.060% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Pontoon BeachThe median home value in Pontoon Beach is $134k. The median monthly rent is $1,113. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Pontoon Beach have increased 18.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,046/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $45k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Pontoon Beach is $65k/year.
Calculate your buying powerThe largest employment sectors in Pontoon Beach are retail (22%) and public administration (21%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.