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Prince George's County Mortgage Calculator

Estimate your true cost of homeownership in Prince George's County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,195
P&I Payment$2,474
Taxes & Ins$508
Utilities$213
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Mortgage Details

$472,144
Local Median: $472,144
$94,429 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,195

Monthly Breakdown

Principal & Interest
$2,474
Property Taxes
$405
Homeowners Ins.
$102
Utilities
$213

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$512,927

Local Housing Facts for Prince George's County

  • ·Median home value: $472,144 (adjusted for current market conditions)
  • ·Est. property taxes: $4,865/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,227/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,560/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Prince George's County?

Based on the local median home value, estimated real estate property taxes in Prince George's County are around $4,865 per year.

What is the average home price in Prince George's County?

The median home value in Prince George's County is currently estimated at $472,144.

How much does homeowners insurance cost in Prince George's County?

For a median priced home, homeowners insurance in Prince George's County averages around $1,227 annually.

What is the true total cost of owning a home in Prince George's County?

True homeownership costs go beyond principal and interest. In Prince George's County, a typical homeowner with a median-priced home of $472,144 can expect to pay roughly $4,865/yr in property taxes, $1,227/yr for homeowners insurance, and $2,560/yr in energy utilities. That adds approximately $721 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.