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Prince William County Mortgage Calculator

Estimate your true cost of homeownership in Prince William County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,930
P&I Payment$3,194
Taxes & Ins$530
Utilities$207
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Mortgage Details

$629,147
Local Median: $629,147
$125,829 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,930

Monthly Breakdown

Principal & Interest
$3,194
Property Taxes
$418
Homeowners Ins.
$112
Utilities
$207

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$646,366

Local Housing Facts for Prince William County

  • ·Median home value: $629,147 (adjusted for current market conditions)
  • ·Est. property taxes: $5,020/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,341/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,481/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Prince William County?

Based on the local median home value, estimated real estate property taxes in Prince William County are around $5,020 per year.

What is the average home price in Prince William County?

The median home value in Prince William County is currently estimated at $629,147.

How much does homeowners insurance cost in Prince William County?

For a median priced home, homeowners insurance in Prince William County averages around $1,341 annually.

What is the true total cost of owning a home in Prince William County?

True homeownership costs go beyond principal and interest. In Prince William County, a typical homeowner with a median-priced home of $629,147 can expect to pay roughly $5,020/yr in property taxes, $1,341/yr for homeowners insurance, and $2,481/yr in energy utilities. That adds approximately $737 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.