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Raleigh County Mortgage Calculator

Estimate your true cost of homeownership in Raleigh County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,301
P&I Payment$958
Taxes & Ins$143
Utilities$200

Mortgage Details

$178,274
Local Median: $178,274
$35,655 (20%)
%

Local Area Costs

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Monthly$1,301

Monthly Breakdown

Principal & Interest
$958
Property Taxes
$66
Homeowners Ins.
$78
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$202,318

Local Housing Facts for Raleigh County

  • ·Median home value: $178,274 (adjusted for current market conditions)
  • ·Est. property taxes: $786/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $934/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Raleigh County?

Based on the local median home value, estimated real estate property taxes in Raleigh County are around $786 per year.

What is the average home price in Raleigh County?

The median home value in Raleigh County is currently estimated at $178,274.

How much does homeowners insurance cost in Raleigh County?

For a median priced home, homeowners insurance in Raleigh County averages around $934 annually.

What is the true total cost of owning a home in Raleigh County?

True homeownership costs go beyond principal and interest. In Raleigh County, a typical homeowner with a median-priced home of $178,274 can expect to pay roughly $786/yr in property taxes, $934/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $343 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.