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Refugio County Mortgage Calculator

Estimate your true cost of homeownership in Refugio County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$988
P&I Payment$544
Taxes & Ins$332
Utilities$112
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Mortgage Details

$102,683
Local Median: $102,683
$20,537 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$988

Monthly Breakdown

Principal & Interest
$544
Property Taxes
$119
Homeowners Ins.
$212
Utilities
$112

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$113,808

Local Housing Facts for Refugio County

  • ·Median home value: $102,683 (adjusted for current market conditions)
  • ·Est. property taxes: $1,431/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,547/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,347/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Refugio County?

Based on the local median home value, estimated real estate property taxes in Refugio County are around $1,431 per year.

What is the average home price in Refugio County?

The median home value in Refugio County is currently estimated at $102,683.

How much does homeowners insurance cost in Refugio County?

For a median priced home, homeowners insurance in Refugio County averages around $2,547 annually.

What is the true total cost of owning a home in Refugio County?

True homeownership costs go beyond principal and interest. In Refugio County, a typical homeowner with a median-priced home of $102,683 can expect to pay roughly $1,431/yr in property taxes, $2,547/yr for homeowners insurance, and $1,347/yr in energy utilities. That adds approximately $444 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.