Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Reno County Mortgage Calculator

Estimate your true cost of homeownership in Reno County with localized property taxes, insurance, and utility data.

← Back to Reno County Hub
Est. Total Monthly Cost
$1,331
P&I Payment$819
Taxes & Ins$283
Utilities$230
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Reno County scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$152,087
Local Median: $152,087
$30,417 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,331

Monthly Breakdown

Principal & Interest
$819
Property Taxes
$178
Homeowners Ins.
$104
Utilities
$230

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$173,219

Local Housing Facts for Reno County

  • ·Median home value: $152,087 (adjusted for current market conditions)
  • ·Est. property taxes: $2,137/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,253/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,754/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Reno County?

Based on the local median home value, estimated real estate property taxes in Reno County are around $2,137 per year.

What is the average home price in Reno County?

The median home value in Reno County is currently estimated at $152,087.

How much does homeowners insurance cost in Reno County?

For a median priced home, homeowners insurance in Reno County averages around $1,253 annually.

What is the true total cost of owning a home in Reno County?

True homeownership costs go beyond principal and interest. In Reno County, a typical homeowner with a median-priced home of $152,087 can expect to pay roughly $2,137/yr in property taxes, $1,253/yr for homeowners insurance, and $2,754/yr in energy utilities. That adds approximately $512 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.